How it Works: Bad Credit Auto Loans

As an individual with good or bad credit, you are limited to your bank or credit union. Thru Alpha Auto Credit you have access to 100’s of lenders and dealers that specialize in all types of bad credit.

  • To get started, either choose a vehicle from local Inventory in your area and apply for credit or just apply for credit to see how much you qualify for.


  • ¬†After you have completed your credit application wait about 15 minutes and check your email. One of our analyst will score your app for accuracy and if there is a problem with it we will contact you via email to give you a chance to change any conflicting data. If there is nothing wrong with your application we will submit to our lending partners. During normal business hours you can expect a response in as little as 15 minutes.


  • When contacted, set your appointment to buy your car. Its that simple. When you have purchased your new car please contact us and let us know.