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Archive for the ‘Blog’ Category

Posted On: October 22, 2016 By: In: Blog |  No Comments »

Auto Lending: Last Week Tonight with Comedian John Oliver (HBO)

Posted On: October 18, 2016 By: In: Blog |  No Comments »

While there may be no “real” no money down auto loans available from dealers or lenders today, here are a couple options that allow you to purchase a vehicle with as little money out of pocket as possible. Alpha Auto Credit will continue to utilize its nation-wide network of auto dealers and lenders to find you auto financing options with as little money out of pocket as possible.

Posted On: May 8, 2014 By: In: Blog |  No Comments »

Getting a free annual credit report is easy. There is a lot of misinformation out there, but there is one website from the FTC / Federal Trade Commission: that allows consumers to get a FREE credit report once each year.

#freecreditreport #creditreportfree #creditreport #FCRA #FTC

Posted On: December 4, 2013 By: In: Blog |  No Comments »

By making routine installments to your bad credit report visa you are instantly improving your credit rating record. Try to make a minimum of minimal total up to your visa prior to the due day. After some time you will certainly come to be eligible for regular bank card and get the benefits of good credit report standing.

These financial payday loans are open for anyone, specifically for those with a bad record of credit report ranking. Bad credit report individual payday loans online of around ten many thousand bucks are readily available and are performed with no prior credit report ranking assessment. The majority of money-saving payday loans come offline and online if your financial institution supplies that sort of alternative. These kinds of money-saving payday loans are indicated for persons struggling with bad credit report ranking health condition. These on-the-spot bad credit report payday loans can be arranged in insecure or effectively safeguarded choices. These kinds of financial payday loans are the precise selection for you if you prepare to get devoid of the bad credit report ranking label. Usage the money carefully and you ll shortly be back along the right track. These financial payday loans are specifically for individuals with a bad credit report ranking rating and see to it that you reach your month-to-month installations on time to make sure that you can amend your financial integrity.

Bad Credit Personal Loans: Easy To Obtain Cash Problem-Free

Bad credit report vehicle payday loans are not a brand-new thing that is keeping the auto loan market energetic and going. The payday loans are readily available to those debtors which have bad credit report rating and inadequate credit rating record. Frequently these kinds of payday loans are considereded as potential for the debtors which want to repair their broken credit rating record besides buying a secondhand automobile or standard automobile design for themselves. Couple of years back down free throw line several of the debtors which had bad credit report record didn’t ever before think of buying a car loan themselves for one easy factor that their financing application will certainly be turned down. This is not the instance now as there are numerous subprime loan providers and hard cash loan providers on Internet that will certainly supply the bad credit report debtors auto loan on easy financing terms and conditions. Right here it is also essential for the debtor to go over in detail financing tenure and the terms in order to avoid any sort of eleventh hour inconvenience. Furthermore, the debtor needs to also make sure on whether he / she wish to choose rent to possess or bad credit report payday loans. The rent to possess loan call for the debtor to pay for repayments and also corrected weekly financing repayments. The debtor will certainly rent out the automobile from the company and if in instance the debtor misses out on the payment, the rental company will certainly pick the future action. In such an occasion, the rental company may either reclaim the automobile, or will certainly charge higher rates of interest.

Bad credit report mortgage are a lot more likely if you have a home. If you do not, there are other choices that you can check out however you probably should take into consideration looking for a cosigner that can aid you out. The majority of folks will not wish to guarantee however in some cases it’s an alternative that you’ll need to take into consideration.


Posted On: September 16, 2013 By: In: Blog |  No Comments »

Got auto loan questions? We got answers. You can find Alpha Auto Credit’s QA / FAQ section here: AutoLoanQA

Would you like to submit your question to be shared in our auto loan QA section? Send your question using this form: Contact Alpha Auto Credit

Posted On: September 3, 2013 By: In: Blog |  No Comments »

Here is a video where someone was able to remove collections from their credit report. Alpha Auto Credit will post and share any new information we find that might help car shoppers remove collections accounts from your credit report.





Posted On: July 16, 2013 By: In: Blog |  No Comments »

The advent of the internet has made it extremely convenient and easy to do a considerable amount of our household shopping online. This is especially true when you are searching for a used cars in Seattle.
Throughout Seattle one can find signs for used cars bad credit and we finance. Alpha Auto Credit matches you up with a dealer or lender based on your specific vehicle and lending needs. Don’t drive from Seattle auto dealership to dealership trying to find the best deal…let up help you find the right dealer or auto lender.


Economical Green Cars Seattle


The EV1 energy use was about 11 kW·h/100 km (0.40 MJ/km; 0.18 kW·h/mi). The 2011/12 Nissan Leaf uses 21.25 kW·h/100 km (0.765 MJ/km; 0.3420 kW·h/mi) according to the US Environmental Protection Agency. These differences reflect the different design and utility targets for the vehicles, and the varying testing standards. The energy use greatly depends on the driving conditions and driving style. Nissan estimates that the Leaf’s 5-year operating cost will be US$1,800 versus US$6,000 for a gasoline car in the US According to Nissan, the operating cost of the Leaf in the UK is 1.75 pence per mile (1.09p per km) when charging at an off-peak electricity rate, while a conventional petrol-powered car costs more than 10 pence per mile (6.25p per km). These estimates are based on a national average of British Petrol Economy 7 rates as of January 2012, and assumed 7 hours of charging overnight at the night rate and one hour in the daytime charged at the Tier-2 daytime rate.



According to a study published in June 2013 by the Electric Power Research Institute, the total cost of ownership of the 2013 Nissan Leaf SV is substantially lower than that of comparable conventional and hybrid vehicles. For comparison, the study constructed average hybrid and conventional vehicles and assumed an average US distance per trip distribution. The study took into account the manufacturer’s suggested retail price, taxes, credits, destination charge, electric charging station, fuel cost, maintenance cost, and additional cost due to the use of a gasoline vehicle for trips beyond the range of the Leaf.


Seattle car dealer Klein Honda is a premier Honda Dealer in Everett, Seattle, Lynnwood, Bellevue, Kirkland and Washington! Serving all your automotive needs for the past 30 years! Klein Honda has a large inventory of all Honda new and used vehicles, new Honda cars, trucks, and SUVs as well as New Hondas, Used Hondas, and a large collection of certified used Hondas in the Seattle, Washington area. They offer All Honda models of Ridgeline, Pilot, Odyssey, CR-V, Cr-Z, Accord, Civic, Fit, Insight, and Element!

Most of the mileage-related cost of an electric vehicle can be attributed to the maintenance of the battery pack, and its eventual replacement, because an electric vehicle has only around 5 moving parts in its motor, compared to a gasoline car that has hundreds of parts in its internal combustion engine. To calculate the cost per kilometer of an electric vehicle it is therefore necessary to assign a monetary value to the wear incurred on the battery. With use, the capacity of a battery decreases. However, even an ‘end of life’ battery which has insufficient capacity has market value as it can be re-purposed, recycled or used as a spare.


Posted On: December 27, 2012 By: In: Blog |  No Comments »

Car Loan Pre-Approval Makes Sense

It is very common to hear about loan pre-approvals in the mortgage industry, but many car shoppers may not be aware of a car loan pre-approval.


So what exactly is a car loan pre-approval and how can it benefit the average car shopper?


A car loan pre-approval is the process of working directly with a lender or auto dealer that get you pre approved before you enter negotiations for a specific vehicle. During the pre approval process you’ll very things like income, where you work, how long you’ve been employed, length of time at your current address, and so on. During the process you can look at a range for your interest, payments, and down payment amount required to complete the transaction. Typically, a lender or auto dealer will give you a pre approval letter for a specified amount of money you can use at the dealership or a dealer of your choice within a specified period of time.


With a car loan pre-approval you know exactly how car you can afford and you have a better negotiating position when you start talking with a local car dealer or dealership hundreds of miles from where you live. Truth be told, most car dealers would prefer to work with a car shopper that is pre-approved vs. a car shopper just looking for the best deal or kicking tires. When you have a pre approval letter for your car loan, the sales person knows you are ready to buy and will be more likely to negotiate a better deal with you.


Car Loan Pre Approval Summary


Alpha Auto Credit works with lenders and dealers nation-wide. We can help facilitate your car loan pre-approval. Click the button below to get started! or check the pre approval check box on our finance approval form.

Getting a car loan pre-approval can save you time sitting at the dealership or looking at vehicles that you cannot realistically afford.